| Teemakohased leheküljed: < [1 2] | Poll: At what age would you like to retire? Vestluse postitaja: ProZ.com Staff
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Maria Teresa Borges de Almeida wrote:
I don’t plan to retire and I’m well over retirement age. I started freelancing in 2006 when I retired from my in-house position. My plan is to keep on working (health permitting) as long as my clients continue to send work and I’m happy doing it…
I wish I had a mindset like yours.
| | | | | Occasional jobs | Nov 20, 2023 |
Rita Translator wrote:
I *plan* to retire around 65 and just do the jobs I really enjoy after that to earn some extra cash for travel and fun.
I used to think this too, but I don't think just taking occasional jobs would be worth it for me. I pay quite a lot in memberships, subscriptions, maintenance agreements, etc. and continuing to pay all those out while only taking a few jobs when I feel like it doesn't seem like an attractive proposition. When I stop working I want to stop.
| | | | Samuel Murray 
Madalmaad
Local time: 13:15
Liige (2006)
inglise - afrikaani
+ ...
If I can retire tomorrow, I will. My state pension starts paying out at 69 years and three months, so I'll probably have to keep on working full-time for a least another 25 years.
| | | | Baran Keki
Türgi
Local time: 15:15
Liige
inglise - türgi
| Increased life expectancy | Nov 20, 2023 |
Samuel Murray wrote:
If I can retire tomorrow, I will. My state pension starts paying out at 69 years and three months, so I'll probably have to keep on working full-time for a least another 25 years.
One of the lines that stayed with me from the forgettable movie "Black Hawk Down" was when the Somalian dude, after his offer of a cigarette to the captured white American pilot was declined, said "You white people sell us your cigarettes, but you don't smoke yourselves and you live long and boring lives" (or something along those lines, but I'm certain about the "long and boring lives" bit). I reckon that part stayed with me because I'd quit smoking for 3 or 4 days at that point, and managed to quit for a whole week before I said "f*ck it!"
So, the increased life expectancy in the affluent West means you can't retire until 70? You can't have your cake and eat it I guess (whatever that means?) Why not retire to your native South Africa with the money you've already salted away? You can live it large down there, can't you?
[Edited at 2023-11-20 10:35 GMT]
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Samuel Murray
Madalmaad
Local time: 13:15
Liige (2006)
inglise - afrikaani
+ ...
Baran Keki wrote:
So, the increased life expectancy in the affluent West means you can't retire until 70?
In the Netherlands, the start of most pension funds are tied to the state pension fund date, which used to be 65 until recently but has now increased to around 67 or 70 depending on your age. Most pension funds allow you to retire "early", i.e. up to 5 years before that date, though that obviously has an effect on how much money you get, and if you retire early, there are tax disadvantages to earning a sizeable income during the period of your "early" retirement.
The dark blue line shows the age at which most people choose to retire in the Netherlands:
Why not retire to your native South Africa with the money you've already salted away?
Yes, I suppose I could do that... I'll also die sooner.
[Edited at 2023-11-20 11:47 GMT]
| | | | Baran Keki
Türgi
Local time: 15:15
Liige
inglise - türgi
| That bad, huh? | Nov 20, 2023 |
Samuel Murray wrote:
I'll also die sooner.
I knew that the crime rate in S. Africa was high, but just thought that if you stayed off the booze, fags and drugs you could live to a ripe old age in relative wealth and comfort.
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Tom in London wrote:
(Italian saying: tirare il calzino), i.e. I've croaked.
[Edited at 2023-11-17 09:46 GMT]
Tirare le cuoia (calzino must be toscano)
| | | | | Depends on the jobs | Nov 23, 2023 |
Rachel Waddington wrote:
Rita Translator wrote:
I *plan* to retire around 65 and just do the jobs I really enjoy after that to earn some extra cash for travel and fun.
I used to think this too, but I don't think just taking occasional jobs would be worth it for me. I pay quite a lot in memberships, subscriptions, maintenance agreements, etc. and continuing to pay all those out while only taking a few jobs when I feel like it doesn't seem like an attractive proposition. When I stop working I want to stop.
I tend to have big jobs and for those that are most lucrative for me now (who knows what it'll be like in 20-30 years), I would only need to pay my CAT-Tool maintenance agreement and maybe a couple of subscription services. Based on current costs, I can earn that back in 1 week of part-time work. I wouldn't mind working part-time for a couple weeks a year to earn extra money for travel
At least that's my opinion now. It might change when it's actually time for retirement.
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